Your wallet may still be recovering from the holidays but it's time to start thinking about this year's tax season.


Electronic filing your tax returns starts tomorrow and this year will see a few changes that'll affect everyone.


We spoke with financial consultant Gerri Harrison who said that one of the big issues this year will be the affordable care act and proving you have health insurance.


If you don't provide proof you will be subject to a penalty. Also, a more complex tax code and IRS staff cuts will make reaching the agency difficult.


"The other big thing that we see happening this year is that IRS isn't answering its phone this year basically for tax preparers. So if you have a question it's not going to be answered by the IRS," said Gerri Harrison from Ever Evolving Enterprises.


Harrison reminds people to be prepared and be patient because there will be a learning curve for everybody.


She also urges people to take out last year's tax forms to see what documents you'll need as a reference.